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	<title>Comments on: Of product and process innovation</title>
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	<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/</link>
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		<title>By: t</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-129117</link>
		<dc:creator>t</dc:creator>
		<pubDate>Sat, 06 Sep 2008 07:14:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-129117</guid>
		<description>Excellent post. Having been in the US, I understand your frustration. I would rather have process innovation than product innovation. When I was in the US, I could not afford a mobile or landline or car. But the roads were good, crime was low, I had hot water, heating, good infrastructure, no hassle with bills, no power, waster cuts whatsoever and so on. If I had to make choices between owning products that are taken for granted in India now and process innovation, I&#039;d take the latter in a heartbeat.
As for hdfc credit card, not sure why but I got one eventhough I barely maintain the min. balance in my bank account(most of it is in the brokerage acct.)
And as for getting statements, I have 7 years of statements available to me online from wells fargo. At hdfc, it&#039;s about 18 months or so. HDFC could do the same too. Would have saved you and your friend a lot of time.</description>
		<content:encoded><![CDATA[<p>Excellent post. Having been in the US, I understand your frustration. I would rather have process innovation than product innovation. When I was in the US, I could not afford a mobile or landline or car. But the roads were good, crime was low, I had hot water, heating, good infrastructure, no hassle with bills, no power, waster cuts whatsoever and so on. If I had to make choices between owning products that are taken for granted in India now and process innovation, I&#8217;d take the latter in a heartbeat.<br />
As for hdfc credit card, not sure why but I got one eventhough I barely maintain the min. balance in my bank account(most of it is in the brokerage acct.)<br />
And as for getting statements, I have 7 years of statements available to me online from wells fargo. At hdfc, it&#8217;s about 18 months or so. HDFC could do the same too. Would have saved you and your friend a lot of time.</p>
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		<title>By: idlinginc</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-129080</link>
		<dc:creator>idlinginc</dc:creator>
		<pubDate>Fri, 05 Sep 2008 00:48:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-129080</guid>
		<description>By killing creativity, by not embracing failure, India has failed to innovate. This will not change unless the education system is destroyed. 

Do schools kill creativity?
http://www.ted.com/index.php/talks/ken_robinson_says_schools_kill_creativity.html


The Biggest Successes are Often Bred from Failures
http://www.youtube.com/watch?v=0RP1sS8rMsQ

The Myths of Innovation
http://www.youtube.com/watch?v=amt3ag2BaKc</description>
		<content:encoded><![CDATA[<p>By killing creativity, by not embracing failure, India has failed to innovate. This will not change unless the education system is destroyed. </p>
<p>Do schools kill creativity?<br />
<a href="http://www.ted.com/index.php/talks/ken_robinson_says_schools_kill_creativity.html" rel="nofollow">http://www.ted.com/index.php/talks/ken_robinson_says_schools_kill_creativity.html</a></p>
<p>The Biggest Successes are Often Bred from Failures<br />
<a href="http://www.youtube.com/watch?v=0RP1sS8rMsQ" rel="nofollow">http://www.youtube.com/watch?v=0RP1sS8rMsQ</a></p>
<p>The Myths of Innovation<br />
<a href="http://www.youtube.com/watch?v=amt3ag2BaKc" rel="nofollow">http://www.youtube.com/watch?v=amt3ag2BaKc</a></p>
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		<title>By: BytePro</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-129075</link>
		<dc:creator>BytePro</dc:creator>
		<pubDate>Thu, 04 Sep 2008 16:41:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-129075</guid>
		<description>Beautiful. Very apt, and to the point. And I am experiencing it too. Looking out eagerly for the follow up on inducing process innovation. A colleague of mine used to wonder why the US industry big wigs spent time trying to articulate &quot;vision&quot;. Now he is wiser! Are we so much stuck with &quot;immediate returns&quot; that &quot;ideas&quot; are an &quot;indulgence&quot;? Cool writeup.</description>
		<content:encoded><![CDATA[<p>Beautiful. Very apt, and to the point. And I am experiencing it too. Looking out eagerly for the follow up on inducing process innovation. A colleague of mine used to wonder why the US industry big wigs spent time trying to articulate &#8220;vision&#8221;. Now he is wiser! Are we so much stuck with &#8220;immediate returns&#8221; that &#8220;ideas&#8221; are an &#8220;indulgence&#8221;? Cool writeup.</p>
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		<title>By: nkaisare</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-129063</link>
		<dc:creator>nkaisare</dc:creator>
		<pubDate>Thu, 04 Sep 2008 08:57:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-129063</guid>
		<description>A colleague of mine puts it best: &quot;America has a system of checks and balances; we have a system of checks and checks, but no balances.&quot;</description>
		<content:encoded><![CDATA[<p>A colleague of mine puts it best: &#8220;America has a system of checks and balances; we have a system of checks and checks, but no balances.&#8221;</p>
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		<title>By: Product and Process Innovation in India &#124; DesiPundit</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-129055</link>
		<dc:creator>Product and Process Innovation in India &#124; DesiPundit</dc:creator>
		<pubDate>Thu, 04 Sep 2008 01:00:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-129055</guid>
		<description>[...] a remarkable post with detailed narratives, Atanu Dey enlightens us on what ails entrepreneurship, innovation, and ultimately customer service in Indian business. Lengthy post but definitely worth your [...]</description>
		<content:encoded><![CDATA[<p>[...] a remarkable post with detailed narratives, Atanu Dey enlightens us on what ails entrepreneurship, innovation, and ultimately customer service in Indian business. Lengthy post but definitely worth your [...]</p>
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		<title>By: Vaidehi</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-128936</link>
		<dc:creator>Vaidehi</dc:creator>
		<pubDate>Sun, 31 Aug 2008 16:22:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-128936</guid>
		<description>Speaking  of  Russia  and   India&#039;s  fatal  attraction  towards   it  ,  do  you  know  nehru  dynasty  spent  a  huge  amount  of  money     for  the  purchase  of  an  iceberg  blaster  from russia ,  to  be  used  in  &#039; hot-hotter-hottest&#039;  Tamil Nadu ?

In the  seventies  Cho Ramaswamy ( Editor  of  Thuglak)  wrote  a  series  of  articles  on  how  suicidal  India&#039;s   embracing  of  Russia  is ,  was.....</description>
		<content:encoded><![CDATA[<p>Speaking  of  Russia  and   India&#8217;s  fatal  attraction  towards   it  ,  do  you  know  nehru  dynasty  spent  a  huge  amount  of  money     for  the  purchase  of  an  iceberg  blaster  from russia ,  to  be  used  in  &#8216; hot-hotter-hottest&#8217;  Tamil Nadu ?</p>
<p>In the  seventies  Cho Ramaswamy ( Editor  of  Thuglak)  wrote  a  series  of  articles  on  how  suicidal  India&#8217;s   embracing  of  Russia  is ,  was&#8230;..</p>
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		<title>By: alokjain</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-128926</link>
		<dc:creator>alokjain</dc:creator>
		<pubDate>Sun, 31 Aug 2008 13:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-128926</guid>
		<description>Amazing description..... almost everything....
and i guess kishore biyani wrote a book just it to be a source of personal revenue ( royalites)..... lol</description>
		<content:encoded><![CDATA[<p>Amazing description&#8230;.. almost everything&#8230;.<br />
and i guess kishore biyani wrote a book just it to be a source of personal revenue ( royalites)&#8230;.. lol</p>
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		<title>By: vishu</title>
		<link>http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/comment-page-1/#comment-128900</link>
		<dc:creator>vishu</dc:creator>
		<pubDate>Sat, 30 Aug 2008 17:33:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.deeshaa.org/2008/08/30/of-product-and-process-innovation/#comment-128900</guid>
		<description>Welcome to India Antanu.
This is how India works. It is same rich, poor private  and public companies. It can be better in private companies but they can give you the worst surprises.
It makes me wonder how the hell will ever things change.  Common sense is devoid in India 
and I see this in my work place and in my surroundings.</description>
		<content:encoded><![CDATA[<p>Welcome to India Antanu.<br />
This is how India works. It is same rich, poor private  and public companies. It can be better in private companies but they can give you the worst surprises.<br />
It makes me wonder how the hell will ever things change.  Common sense is devoid in India<br />
and I see this in my work place and in my surroundings.</p>
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